In today’s age, transferring money without a bank account can be quite a hassle, especially in Gulf countries where not everyone qualifies for one. However, some platforms offer options for transferring money in the UAE for people without bank accounts.
Residents in the UAE who don’t have a traditional bank account can now access a rapidly growing number of digital solutions that make it easier to monitor their finances and transfer money across borders.
Here are some of the top digital options:
myZoi
A UAE-based fintech platform is known for its low-cost money transfers. Its standout feature is “One-to-Many” transfers, which allow users to send money to up to five people in a single transaction — perfect for supporting large families.
e& money (formerly Etisalat Wallet)
Provides services like international remittances, bill payments, and mobile recharges — without a bank account.
Botim Pay
This feature is included in the Botim app and allows you to send money to popular countries like India, Pakistan, the Philippines, and Egypt.
Careem Pay
This wallet, located in the Careem Super app and powered by Mastercard Send, makes international transfers easy.
Payit (by First Abu Dhabi Bank)
Although the service is operated by a bank, users do not need to have a FAB account. It includes a prepaid Visa card for bill payments, money transfers, and everyday purchases.
Western Union App
Recognized worldwide for fast and reliable transfers. It offers various collection methods: bank deposit, mobile wallet, or cash pickup.
Al Ansari Exchange App
A leading digital wallet in the UAE. Users can receive salaries, pay bills, transfer money domestically and internationally, and make payments via QR code or phone number.
